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	<title>Comments for Mortgage Sanity</title>
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	<link>http://www.mortgagesanity.com</link>
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	<lastBuildDate>Mon, 18 Oct 2010 20:21:16 +0000</lastBuildDate>
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		<title>Comment on Should I Get My Mortgage Through a Broker or Directly Through a Lender? by Newies</title>
		<link>http://www.mortgagesanity.com/home-purchase/should-i-get-my-mortgage-through-a-broker-or-directly-through-a-lender/#comment-2669</link>
		<dc:creator>Newies</dc:creator>
		<pubDate>Mon, 18 Oct 2010 20:21:16 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/03/28/should-i-get-my-mortgage-through-a-broker-or-directly-through-a-lender/#comment-2669</guid>
		<description>Really beneficial blog post. I just bookmark your site in addition to wants to say that I have really enjoyed while browsing your articles. Thank you for sharing the knowledge with all.</description>
		<content:encoded><![CDATA[<p>Really beneficial blog post. I just bookmark your site in addition to wants to say that I have really enjoyed while browsing your articles. Thank you for sharing the knowledge with all.</p>
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		<title>Comment on Reputable Mortgage Lenders Online by Shirley Turner</title>
		<link>http://www.mortgagesanity.com/home-equity-loans/mtg-lenders/#comment-2592</link>
		<dc:creator>Shirley Turner</dc:creator>
		<pubDate>Sat, 09 Oct 2010 15:19:26 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/02/06/test/#comment-2592</guid>
		<description>I&#039;m attempting to get a mortgage with BofA.The property is located in Burlington City, NJ. The listed price is 49k. During the mortgage process I was laid off from my job. However I do receive income in the form of a pension, which is well within my budget to repay the loan.

 I now feel that I&#039;m getting the run around from BofA. My credit score is listed in the 700 range.I&#039;ve thirty days to get this done.Im trying to avoid a lot of inquiries on my credit report. Which as you know only make your score go down.My APR as quoted by Bof A is 4.85%.I&#039;ve the necessary amount for closing.

I&#039;ve paid for inspections, pest control fees, appraisal fee etc;
Any assistance would be greatly appreciated. Even if its only to give me a list of lenders.

Thanks</description>
		<content:encoded><![CDATA[<p>I&#8217;m attempting to get a mortgage with BofA.The property is located in Burlington City, NJ. The listed price is 49k. During the mortgage process I was laid off from my job. However I do receive income in the form of a pension, which is well within my budget to repay the loan.</p>
<p> I now feel that I&#8217;m getting the run around from BofA. My credit score is listed in the 700 range.I&#8217;ve thirty days to get this done.Im trying to avoid a lot of inquiries on my credit report. Which as you know only make your score go down.My APR as quoted by Bof A is 4.85%.I&#8217;ve the necessary amount for closing.</p>
<p>I&#8217;ve paid for inspections, pest control fees, appraisal fee etc;<br />
Any assistance would be greatly appreciated. Even if its only to give me a list of lenders.</p>
<p>Thanks</p>
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		<title>Comment on Reputable Mortgage Lenders Online by RefiGuy</title>
		<link>http://www.mortgagesanity.com/home-equity-loans/mtg-lenders/#comment-2589</link>
		<dc:creator>RefiGuy</dc:creator>
		<pubDate>Fri, 08 Oct 2010 03:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/02/06/test/#comment-2589</guid>
		<description>Recommended Refinance Mortgage Lenders and Brokers Online Thanks for maintaining a list of recommended mortgage companies online and update the list regularly.</description>
		<content:encoded><![CDATA[<p>Recommended Refinance Mortgage Lenders and Brokers Online Thanks for maintaining a list of recommended mortgage companies online and update the list regularly.</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by Home Equity Loan</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2587</link>
		<dc:creator>Home Equity Loan</dc:creator>
		<pubDate>Thu, 07 Oct 2010 04:35:34 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2587</guid>
		<description>See 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan. </description>
		<content:encoded><![CDATA[<p>See 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan.</p>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by Refinance Loan</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2580</link>
		<dc:creator>Refinance Loan</dc:creator>
		<pubDate>Thu, 30 Sep 2010 15:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2580</guid>
		<description> See 50 Things You Should Know Before Signing For Your Next Refi or Home Equity Loan. </description>
		<content:encoded><![CDATA[<p>See 50 Things You Should Know Before Signing For Your Next Refi or Home Equity Loan.</p>
]]></content:encoded>
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		<title>Comment on 50 Ways To Raise Your FICO Credit Score by Greg</title>
		<link>http://www.mortgagesanity.com/credit/50-ways-to-raise-your-fico-credit-score/#comment-2555</link>
		<dc:creator>Greg</dc:creator>
		<pubDate>Tue, 14 Sep 2010 08:31:50 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/03/03/50-ways-to-raise-your-fico-credit-score/#comment-2555</guid>
		<description>I have a Low Credit Score - Do you have 50 Tips to Improve Your Credit- Read this article to find out 50 things you can do to raise your credit score. </description>
		<content:encoded><![CDATA[<p>I have a Low Credit Score &#8211; Do you have 50 Tips to Improve Your Credit- Read this article to find out 50 things you can do to raise your credit score.</p>
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		<title>Comment on Mortgage Quotes From Leading Lenders by Craig</title>
		<link>http://www.mortgagesanity.com/home-purchase/mortgage-quotes-from-leading-lenders/#comment-2553</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Mon, 13 Sep 2010 04:21:10 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/02/22/mortgage-quotes-from-leading-lenders/#comment-2553</guid>
		<description>Excellent post - thank you for a very well thought out statement</description>
		<content:encoded><![CDATA[<p>Excellent post &#8211; thank you for a very well thought out statement</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by Know Refi</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2537</link>
		<dc:creator>Know Refi</dc:creator>
		<pubDate>Tue, 07 Sep 2010 08:29:36 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2537</guid>
		<description>I like the 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan.  </description>
		<content:encoded><![CDATA[<p>I like the 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan.</p>
]]></content:encoded>
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	<item>
		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by 10</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2501</link>
		<dc:creator>10</dc:creator>
		<pubDate>Sat, 28 Aug 2010 17:33:57 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2501</guid>
		<description>I do See 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan</description>
		<content:encoded><![CDATA[<p>I do See 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by MortgageMan</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2462</link>
		<dc:creator>MortgageMan</dc:creator>
		<pubDate>Mon, 16 Aug 2010 12:24:21 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2462</guid>
		<description>Thank you for posting this information about 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan. </description>
		<content:encoded><![CDATA[<p>Thank you for posting this information about 50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan.</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by Alice</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2452</link>
		<dc:creator>Alice</dc:creator>
		<pubDate>Fri, 13 Aug 2010 14:38:40 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2452</guid>
		<description>What a great post - thank you </description>
		<content:encoded><![CDATA[<p>What a great post &#8211; thank you</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by Al</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2435</link>
		<dc:creator>Al</dc:creator>
		<pubDate>Tue, 10 Aug 2010 17:32:15 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2435</guid>
		<description>50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan is a really great post - thank you</description>
		<content:encoded><![CDATA[<p>50 Things You Should Know Before Refinancing Your Home or Applying for a Home Equity Loan is a really great post &#8211; thank you</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by SimpleMtg</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2423</link>
		<dc:creator>SimpleMtg</dc:creator>
		<pubDate>Thu, 05 Aug 2010 20:12:16 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2423</guid>
		<description>You rock a mean keyboard thank for the info about refinancing</description>
		<content:encoded><![CDATA[<p>You rock a mean keyboard thank for the info about refinancing</p>
]]></content:encoded>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by Phiul</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2410</link>
		<dc:creator>Phiul</dc:creator>
		<pubDate>Sun, 01 Aug 2010 20:00:13 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2410</guid>
		<description>Even in my country we need to refinance our mortgages  - great post</description>
		<content:encoded><![CDATA[<p>Even in my country we need to refinance our mortgages  &#8211; great post</p>
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		<title>Comment on Before You Refi or Get a Home Equity Loan &#8211; Do You Know These 50 Things? by GetFeld</title>
		<link>http://www.mortgagesanity.com/refinance/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2402</link>
		<dc:creator>GetFeld</dc:creator>
		<pubDate>Tue, 27 Jul 2010 18:18:53 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/19/the-ultimate-refi-home-equity-loan-checklist-50-things-you-must-know-before-getting-a-home-equity-or-refi-loan/#comment-2402</guid>
		<description>Very interesting article. Pretty lengthy</description>
		<content:encoded><![CDATA[<p>Very interesting article. Pretty lengthy</p>
]]></content:encoded>
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		<title>Comment on 13 &#8220;Junk Fees&#8221; Your Mortgage Broker Might Be Adding To Your Loan by David Reuben</title>
		<link>http://www.mortgagesanity.com/home-purchase/13-junk-fees-your-mortgage-broker-might-be-adding-to-your-loan/#comment-1281</link>
		<dc:creator>David Reuben</dc:creator>
		<pubDate>Mon, 15 Oct 2007 18:13:40 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagesanity.com/2007/01/29/13-junk-fees-your-mortgage-broker-might-be-adding-to-your-loan/#comment-1281</guid>
		<description>This is so good that I had to bookmark it Thanks for the great advice. I liked seeing things such as the warehouse fee.</description>
		<content:encoded><![CDATA[<p>This is so good that I had to bookmark it Thanks for the great advice. I liked seeing things such as the warehouse fee.</p>
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